Whether you just want to enjoy a romantic cruise getaway for two or have a two-week family holiday booked, you cannot afford to leave yourself without protection once you leave the country. Health coverage will not follow you when you travel and certain countries such as the U.S. are famous for their unreasonably high medical costs. The only way to ensure that you never find yourself in a financial crisis, or any other type of crisis for that matter, is to consider purchasing a travel insurance policy.
Cancellation Coverage
Any type of travel insurance will come with cancellation coverage to shield you from costly cancellation fees. It could be that you book a big holiday, get everything packed, and then get a call informing you that a parent is in the hospital. Most types of emergencies are covered with your travel insurance policy, meaning that you never need to worry about paying the unreasonable and costly fees associated with cancelling a trip, especially a cruise.
Missed Connection
Unlike flights, which can be rescheduled fairly quickly and still get you to the destination without too much delay, cruises leave at a very specific time and will not come back to get you if you miss your chance to board. Whether your connecting flight was delayed or cancelled, your coverage will ensure that you are scheduled another flight to catch up with the ship at its next port of call. Although you may not be able to get back the leg of the trip missed by the delay, you will not be forced to miss the entire cruise with low cost travel insurance from Now Travel Insurance.
Flight Cancellation
Perhaps you flew out to attend an important family reunion and returned to the airport to find that poor weather conditions caused all flights to be cancelled until further notice. Not only are you now in need of another flight home but the wait might cause any number of issues. Your travel insurance will ensure that you have the money to fund the cost of a new return ticket or even to stay in a comfortable hotel until flights begin again.
Medical Coverage
One of the more important aspects of your travel insurance policy is the medical coverage designed to help you avoid hefty medical bills after an accident abroad. For example, some travellers find hiking to be an excellent and healthy hobby but a fall off an unseen drop-off can leave one or more hikers with an injury. Emergency medical care is available and covered by your insurance to ensure that you never find yourself given an enormous medical bill that can cause any number of serious problems with your finances.
If you have a pre-existing condition, you must divulge this information from the start or you risk invalidating your coverage policy. Screening will determine what type of pre-existing condition coverage you need, such as medicine replacement coverage or emergency evacuation. Even if you have been without symptoms or serious risk for some time, you must protect yourself with a policy to ensure that you never get stuck in an emergency situation without the ability to cover the basic cost of transportation.
